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TABLE A*

Avg. recovery no previous injury Avg. previous Injury Difference
Fractured vertebra $89,234 $29,290 - 67.7 %
Herniated disc $81,501 $50,604 - 37.9 %
Chronic neck/back injury (more than 1-year duration) $27,277 $24,931 - 8.6 %
Neck/back whiplash (less than 1-year duration) $10,926 $12,315 -
Knee injury arthroscopic repair $30,776 $25,719 - 16.4 %
Knee sprain/strain $15,711 $13,097 - 16.6 %
Shoulder injury surgical repair $114,448 $31,649 - 73.2 %
Shoulder strain/ dislocation $32,486 $16,071 - 50.1 %

* Data based on a study of 400 insurance settlements between 1986 and 2002, adjusted for the cost of living.

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